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Dr. Credit Card's Top List - Outdated Page

Last updated April 5, 2016.  Note that this page is NOT being updated.  Please visit our new page "All About Credit Card Rewards" for our current recommendations for best credit cards for rewards.

First of all, we would like to clarify our criteria of grouping.  The cash back cards are self explanatory and no much to say there.  By "Fixed Value Rewards Cards", we group cards that give you points or miles that are NOT associated with any airline/hotel frequent traveler programs.  Rather, these "fake" miles/points can be redeemed for merchandise, gift cards, cash, or travel expense, at fixed value.  By "Miles/Point Credit Cards", we talk about cards that give you miles/points of airline/hotel frequent traveler programs or rewards points that can be transferred to such miles/points.  Frequent traveler miles/points are complex in nature and their value varies from time to time and from person to person.

The Best Cash Back Credit Cards

  • American Express Blue Cash Everyday and Blue Cash Preferred
  • Chase Freedom
  • Citi Double Cash Card
  • Elan Fidelity Rewards Visa Signature
  • US Bank Cash+ Visa Signature

The Best Fixed Value Rewards Credit Cards

  • Barclays Arrival Plus World Elite MasterCard
  • Citi Prestige World Elite MasterCard *

The Best Miles/Points Credit Cards

  • American Express Platinum Card
  • American Express Premier Rewards Gold Card
  • American Express EveryDay and EveryDay Preferred
  • American Express Starwood Preferred Guest
  • Chase Sapphire Preferred
  • Citi Prestige World Elite MasterCard *
  • Citi ThankYou Premier

The Best Business Cards

  • American Express Business Platinum Card
  • American Express Business Gold Rewards Card
  • American Express SPG Business Card
  • Capital One Spark Business Cards
  • Chase Ink Business Cards

The Best Credit Card Combos

* Citi Prestige is placed in both the "Fixed Value Rewards" category and the "Miles/Points" category since the rewards are considered equally valuable when redeemed for either fixed value airfare or frequent traveler miles/points transfer.

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