American Express Green Card Review

Updated March 17, 2026.

The Facts

  • Annual Fee: $150

  • Signup Bonus: 60,000 points ($600 in airfare, gift cards, etc., or 60K miles of Avianca, Air Canada, ANA, Singapore, British, Cathay Pacific, Delta, Flying Blue, etc.) after your spend $3,000 within 6 months of new account opening. The signup bonus is not available to applicants who have or have had this card or any previous Amex Green Card. Historical best bonus: (1) 60,000 points + $200 for travel and transit in 2023; (2) 50,000 points + $200 for home furnishing in 2021; (3) 50,000 points + $150 for dining in 2022; (4) 50,000 points in 2020 & 2021; (5) 45,000 points + $100 Away credit since revamped in October 2019.

  • Application Landing Page

  • Rewards: 3x travel including transit & dining, and 1x everywhere else.

  • Best Use of Membership Rewards (MR) Points: Normally, Amex Membership Rewards points can be redeemed at up to 1 cent per point (cpp) for the following categories: statement credit (0.6 cpp), gift cards (0.7~1 cpp), flights (1 cpp), other travel (0.7 cpp), shopping with partners at checkout (0.7 cpp), merchandise through Amex shopping portal (0.5 cpp), etc. However, Amex Green, along with certain other Amex products, is eligible for the transfer feature that allows MR points to be transferred to frequent flyer miles or frequent guest points. Please see our featured review on the major programs that have the transfer feature - Marriott vs. MR. vs. UR vs. TY vs. C1 vs. CR.

  • $209 credit for CLEAR membership purchase each calendar year, which essentially cover CLEAR membership fully, enabling you to clear airport security faster at select U.S. airports.

  • Other Benefits: (1) Amex Offers - you receive savings in form of statement credit or earn bonus MR points on select merchants when using your Amex card; you need to manually add an offer to your Amex card to be eligible for savings or bonus, and unlike other savings/bonus programs, you don't need to shop through a certain portal. (2) ShopRunner membership for free 2-day shipping with select merchants. (3) Waived foreign transaction fees. It also comes with an embedded EMV chip. (4) Entertainment Access (a.k.a. Membership Experiences) including American Express Presale, American Express Preferred Seating, and Premium Access (Dining Access).

  • History: We never reviewed Amex Green Card because of the mediocre rewards (2x points on travel booked through Amex Travel, 1x everywhere else), until October 2019 when Amex had a major revamp of the card by increasing annual from $95 to $150 but enhancing travel & dining earning to 3x points and adding $100 CLEAR credit & $100 LoungeBuddy credit. In November 2022, Amex increased the CLEAR credit from $100 to $189 (increased to $209 later), essentially providing CLEAR membership for free. LoungeBuddy $100 credit was removed in January 2025.


The Math
The annual $209 CLEAR credit can't be treated at face value for most customers, so we still consider the annual fee to be $150. To achieve excellent rewards power of the card, you need to use the miles/points transfer feature and know how to leverage Amex transfer partners' programs, which can be very rewarding and challenging at the same time. For example, if you happen to value MR points at 1.5 cents a piece with the miles/points transfer feature as we do, Amex Green returns impressive 4.5% travel rewards for dining & travel. However, for general spending, we recommend looking somewhere else. For cashback rewards, Fidelity Visa and Citi Double Cash are solid options with 2% cashback and no annual fee. For travel rewards with miles/points transfer feature, Capital One Venture ($95) returns 2x on everything (=3% travel rewards), and Chase Freedom Unlimited (no annual fee) offers 1.5x on everything and when paired with a premium UR card such as Sapphire Preferred ($95) returns 3% travel rewards.

The Conclusion
The 2019 revamp has finally made Amex Green Card an amazing card to use for travel & dining, but for general spending we recommend looking somewhere else.