U.S. Bank Altitude Go Visa Signature Review
Last updated August 15, 2024.
The Facts
The Facts
- Annual Fee: none
- Signup Bonus: 25,000 points when you spend $1,000 within the first 3 months of new account opening.
- Application Landing Page
- Rewards: 4x points on dining, 2x grocery & gas and EV charging & streaming services, 1x everywhere else
- Best Use of Altitude Rewards points: You may redeem the points for cash back, travel, gift cards, merchandise, magazines, etc., at up to 1 cent per point (cpp). The best option for most customers will probably be the "real-time rewards" feature if you enroll your cellphone number for this feature in your online account. Once enrolled, whenever you use this card to pay for eligible purchases, you will receive a text message from US Bank asking you if you want to redeem your points for that specific transaction, at fixed value of 1 cpp. Note that, you can not transfer the points earned on this card to the high-end Altitude Reserve account to achieve higher rewards value at 1.5 cpp for travel.
- Other Benefits: (1) Annual $15 credit for streaming services; you will need to have the streaming service for the full year to be eligible for this credit. (2) Waived foreign transaction fees with an embedded EMV chip.
- History: The card was introduced in June 2020.
The Math
Altitude Go can be considered a cashback card that offers 4%, 2%, and 1% rewards for different categories, without an annual fee.
US Bank Altitude Go vs. Capital One Savor Rewards: both offer 4% cashback on dining. However, Savor is $95 more expensive in annual fees. Savor also gives you 4% for entertainment and 2% for groceries, while Altitude Go gives you 2% for groceries & gas & streaming services. For most people, Altitude Go represents better value.
The Conclusion
Altitude Go is a decent non-fee cashback card with 4% back on dining.
Altitude Go can be considered a cashback card that offers 4%, 2%, and 1% rewards for different categories, without an annual fee.
US Bank Altitude Go vs. Capital One Savor Rewards: both offer 4% cashback on dining. However, Savor is $95 more expensive in annual fees. Savor also gives you 4% for entertainment and 2% for groceries, while Altitude Go gives you 2% for groceries & gas & streaming services. For most people, Altitude Go represents better value.
The Conclusion
Altitude Go is a decent non-fee cashback card with 4% back on dining.