U.S. Bank BUSINESS Triple Cash Rewards Visa Card
Updated August 24, 2024.
The Facts
The Math
The 5% bonus category is not very useful because of the prepaid requirement and the fact that hotel bookings through a third party are ineligible for points earning and/or status recognition by several major hotel programs. And 3% and 1% cashback is unimpressive either, as there are some other business cards that offer impressive rewards, for example, Amex Blue Business Cash which offers 2% cashback for the first $50K purchases per year, or Amex Blue Business Plus which offers 2x points (~3% if you transfer points to frequent flyer miles and know how to leverage them) for the first $50K purchases per year.
The Conclusion
Other than the signup bonus, US Bank Business Triple Cash Visa pales by comparison to the best business rewards cards.
The Facts
- Annual Fee: none
- Signup Bonus: $750 after you spend $6,000 within the first 180 days of new account opening. Historical best bonus: $750 in 2024.
- Application Landing Page
- Rewards: 5% cash back on prepaid hotels and car rentals through U.S. Bank, 3% cash back on dining & gas and EV charging & office supplies & cellphone service, 1% on everything else.
- Other Benefits: $100 annual credits for software subscription.
- History: In mid 2021, U.S. Bank revamped the BUSINESS Cash WEMC to become BUSINESS Triple Cash Visa by adding dining as a 3% category, adding $100 software subscription credits, and removing the 25% cashback bonus.
The Math
The 5% bonus category is not very useful because of the prepaid requirement and the fact that hotel bookings through a third party are ineligible for points earning and/or status recognition by several major hotel programs. And 3% and 1% cashback is unimpressive either, as there are some other business cards that offer impressive rewards, for example, Amex Blue Business Cash which offers 2% cashback for the first $50K purchases per year, or Amex Blue Business Plus which offers 2x points (~3% if you transfer points to frequent flyer miles and know how to leverage them) for the first $50K purchases per year.
The Conclusion
Other than the signup bonus, US Bank Business Triple Cash Visa pales by comparison to the best business rewards cards.