Blog Archives

Chase Aeroplan WEMC Review is up and it is now #3 Best Credit Card by Dr. Credit Card

3/24/2022

Chase Aeroplan World Elite MasterCard is now rated #3 Best Credit Card by Dr. Credit Card. As you may use Aeroplan points on Air Canada or its partner airlines (Star Alliance) including United Airlines, it could be a good card for U.S. consumers for travel awards within U.S. and worldwide.

Annual Fee: $95
Signup Bonus: two Welcome Flight Rewards Certificates (up to 50,000 points each - if your award requires less than 50,000 points you won't receive the difference back; won't expire as long as your account is open; as you might use additional Aeroplan points to pay for the difference when your award requires over 50,000 points, this signup bonus is pretty close to 100,000 Aeroplan points) after spending $4,000 within the first 3 months of new account opening. In addition, you receive Aeroplan 25K status (Aeroplan's entry level elite status) for the remaining of the calendar year when you open the new account plus the next calendar year.
Rewards: 3x Air Canada & groceries & dining, and 1x everywhere else. You also earn 500 bonus points for each $2,000 spent in a calendar month, up to three times per month.
Perks: it is packed with Aeroplan specific benefits, as well as World Elite MasterCard benefits.
Protection: decent level of travel and consumer protection.
Our analysis: when it comes to spending, even though Chase Aeroplan offers good rewards, especially in bonus categories, we recommend looking into some other excellent options such as Capital One Venture X, Chase Sapphire Reserve, Amex EveryDay Preferred, and Amex Gold. However, it you can take advantage of Aeroplan specific benefits, you will find this card still amazing as a whole package. As a result of it strength in signup bonus (#7), rewards (#8), and decent performance in perks and protection, it is now rated #3 Best Credit Card.
The before and after Top 10 list:

1 Comment

Amex Platinum and Amex Gold signup offers are getting better via referral links (150K + 10x dining for Platinum & 90K + $250 dining for Gold & both are the best ever)

3/18/2022

0 Comments

It appears that we have seen some best signup bonuses ever on the two very popular Amex charge cards. These offers are via referral links and now definitely better than the ones on Resy.com (Amex partner website), which again are much better than Amex's own website. Keep in mind that some of these referral links show different results based on your browser setting and sometime simply the time you visit - it is recommended to visit the links in the private browsing mode of your browser; sometimes, you might need to try multiple times to see them; sometimes, clearing caches/history in your browser helps too.

Amex Platinum: 150,000 points ($1,500 in airfare, gift cards, etc., or 150K miles of Avianca, Air Canada, ANA, Singapore, British, Cathay Pacific, Delta, Flying Blue, etc.) after you spend $6,000 within 6 months of new account opening, and 10x points on dining, up to $25,000 in combined purchases, during your first 6 months of card membership. The signup bonus is not available to applicants who have or have had this card. Yes, the $695 annual fee is not waived for the first year, but you will also receive annual credits over $1,400 (airline incidentals, prepaid Fine Hotels & Resorts or Hotel Collection bookings, CLEAR, Uber / Uber Eats, select entertainment, Equinox, and Saks). I am sure you will recover some or even all parts of the annual fee.
Amex Gold: 90,000 points ($900 in airfare, gift cards, etc., or 90K miles of Avianca, Air Canada, ANA, Singapore, British, Cathay Pacific, Delta, Flying Blue, etc.) after your spend $4,000 within 6 months of new account opening and up to $250 in statement credits as 20% back of your restaurant purchases within 12 months of new account opening. The signup bonus is not available to applicants who have or have had this card or Amex Premier Rewards Gold Card. The $250 annual fee is not waived for the first year but might be at least offset partially by the annual $120 Uber credits and $120 dining credits.

As Amex generally only gives you a bonus if you don't or didn't have the same card before (sounds like once in a lifetime), we usually recommend waiting until you find the best deal. And it seems this might be the time for anybody who never had these cards before!

0 Comments

Two amazing offers for Amex Platinum (150,000 points OR 125,000 points + 10x dining) - which one is better?

3/7/2022

0 Comments

In 2021, Amex had arguably the best offer ever for its iconic Platinum Card via Resy: 125,000 points with $6K spending requirement + 15x points on dining for the first 6 months. In 2022, we still have two very amazing offers that are pretty close to historical best:

Which one is the better? It obviously depends on how much you spend on dining within 6 months. If you spend $4,000 on dining during that time, with the second offer you will earn 9x extra points on dining and thus a total bonus of 125,000 + 36,000 = 161,000 points, which are a little more than what you will earn with the first offer. However, if you also have an Amex Gold Card, which offers 4x points on dining, you are only earning 6x extra points on dining, which brings the total to be 125,000 + 24,000 = 149,000, just below the first offer. So I will let you do the math yourself to see which one is better. No matter which one you pick, these are a lot of points - for example, 150,000 Membership Rewards points could be $1,500 in airfare through Amex or 150,000 miles of Avianca, Air Canada, ANA, Singapore, British, Cathay Pacific, Delta, Flying Blue, etc. If you know how to leverage these frequent flyer miles for international long-haul premium cabin awards (business class or first class), you will get potentially huge value out of them. Yes, the $695 annual fee is not waived for the first year, but you will also receive annual credits over $1,400 (airline incidentals, prepaid Fine Hotels & Resorts or Hotel Collection bookings, CLEAR, Uber / Uber Eats, select entertainment, Equinox, and Saks). I am sure you will recover some or even all parts of the annual fee.

The last thing to note is that Amex BUSINESS Platinum Card also offers 150,000 points at this time, but with a much more difficult spending requirement ($15,000 within 3 months).

0 Comments

Chase Aeroplan WEMC Review is up and it is now #3 Best Credit Card by Dr. Credit Card

Amex Platinum and Amex Gold signup offers are getting better via referral links (150K + 10x dining for Platinum & 90K + $250 dining for Gold & both are the best ever)

Two amazing offers for Amex Platinum (150,000 points OR 125,000 points + 10x dining) - which one is better?

Author

Archives

Categories