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King of Business Cards - Amex Blue Business Plus arrives & UBS Visa Infinite is here to challenge the best high-end card & Delta Amex enhanced signup bonus

5/29/2017

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Amex Blue Business Plus now replaces Amex Blue Business as the entry level Membership Rewards (MR) business card, with no annual fees.  Not only does it offer better rewards for most consumers - 2x (up to $50K spent per year) vs. 1.3x MR points, but it allows points to be transferred to frequent traveler miles/points without another premium MR card.  Amex Blue Business Plus is the first card ever that returns 2x points for general spending while allowing frequent traveler miles/points transfer.  Previously, the best cards of this type (earning SPG, MR, UR, TY, etc.) "only" return 1.5x points: Freedom Unlimited (no annual fee) returns 1.5x UR points but requires another premium UR card to allow miles/points transfer; Amex EveryDay Preferred ($95 annual fee) returns 1.5x MR points with a requirement of at least 30 transactions per month.  Based on our current valuation of MR points at 1.5 cents a piece, the Blue Business Plus returns an impressive 3% travel rewards for general spending; the only downside is that the 2x applies to the first $50,000 spent each year.  Please see our Amex Blue Business Plus review for details.  We are now even calling this no-fee card the "King of Business Cards" due to its lucrative rewards potential.

UBS has joined the already (over) heated high-end credit card market, with its Visa Infinite credit card.  Its 3-2-1 rewards structure competes well with its competitors, and while the maximum value is 1.8 cents per point (cpp), our more realistic valuation is around 1.5 cpp.  However, bear in mind that these points can not be transferred to frequent traveler points/miles, as in the case of its major competitors, Chase Sapphire Reserve, Citi Prestige, Amex Platinum.  Please see our UBS Visa Infinite review for details.  While it could be potentially rated high on our Top 10 Best Credit Cards list, as UBS's intention is to cater for its ultra affluent clients, we need more time to evaluate how easily accessible it is to regular consumers.  Now if you are not a UBS client, you have to call the 800 number and request an application to be mailed to you.

We have been continuing to make updates throughout the site, including an updated review for Delta SkyMiles Amex Cards with enhanced signup bonus (60K for Gold versions, 70K for Platinum versions)

© 2017 DrCreditCard.net  All rights reserved.
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U.S. Bank Altitude Reserve Visa Infinite's debut is impressive - now our #3 Best Credit Card!

5/3/2017

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It is obvious that U.S. Bank learned a lot from the success of Chase Sapphire Reserve Visa Infinite, our #1 Best Credit Card.  Intentional leaks a few weeks before the official launch of its high-end Altitude Reserve Visa Infinite have already made many super excited.  On May 1, 2017, with the introduction of Altitude Reserve, most of the rumored details were confirmed true - Altitude Reserve offers a 50,000 points signup bonus (=$750 in travel rewards), $325 annual travel credits that are easy to recover, 3x points on travel and mobile pay spending (=4.5% travel rewards), Priority Pass Select membership with four free visits each year, hotel privileges through Visa Infinite, primary rental car collision coverage, and the highest level of travel/consumer protection among all U.S. Bank credit cards, all come with a $400 annual fee.  As you may have noticed, many of Sapphire Reserve's winning features are found here; however, we do welcome the competition it brings to the already heated high-end card market.  Please see our review for detailed facts and analysis of this card.

It comes no surprise that Altitude Reserve scores high in all four "P"s we evaluated - Promotion (#15 Best Card for Signup Bonus), Points (#2 Best Card for Rewards), Perks, and Protection.  Overall, it is now rated #3 Best Credit Card by Dr. Credit Card, right behind Sapphire Reserve and Citi Prestige.  As a result, our #1 Best Card for Rewards, Amex EveryDay Preferred, previously #10 Best Credit Card by Dr. Credit Card, falls off the Top 10 list.

During last couple of weeks, we continued updating the website.  You probably don't want to miss out the enhanced signup bonus on Citi AAdvantage Platinum Select MC (60K each, for personal and business) and BofA Alaska Visa (30K + $100 credit + one free companion certificate).
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© 2017 DrCreditCard.net  All rights reserved.
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