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February 2023 Update

2/12/2023

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Not that many exciting new signup promotions recently, but we still keep making updates throughout the site. Here is a summary of some important updates.
  • BofA Alaska Airlines Visa received a revamp with a historical best offer of 70,000 miles + $99 companion pass.
  • Delta introduced a new perk for all its cobranded cards (Delta Gold Amex, Delta Platinum Amex, Delta Reserve Amex): 15% off miles for awards travel on Delta flights.
  • Amex elevated signup bonuses on all the Hilton cobranded cards: 100,000 points for Hilton Amex, 150,000 points for Hilton Surpass, and 165,000 points for Hilton Business Amex.
  • Capital One rebranded Spark Travel Elite as Venture X Business Card, which shares almost all the features as the personal Venture X Card.
  • Chase Aeroplan Visa saw another 100,000 miles offer, but with a high $20K spending requirement.
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A few 80,000 points/miles offers & Top 10 list updated

10/18/2022

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  • A few more recent good signup offers.
  • Chase Sapphire Reserve now offers 80,000 points at signup - the second best offer after the initial incredible 100,000 points when introduced in 2016.
  • Citi AA Executive WEMC offers 80,000 miles - the second best offer after 100,000 miles a few years ago.
  • Barclays AA Aviator Business MC offers 80,000 miles + $95 credit - the historical high.
  • Barclays Miles & More MC offers 80,000 miles - the historical high.
  • With some changes in signup bonuses (we look at the historical trend in the recent couple of years) and rewards program valuation, our Top 10 list received some slight updates. Below is the before and after comparison. As you can see, Sapphire Preferred and Aeroplan MC switch places, while Hilton Aspire Amex replaces Barclays JetBlue Plus as the No. 10 card on the list.
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Chase Marriott Bountiful and Amex Marriott Bevy reviews are up & Amex Marriott Brilliant revamped & Chase Ink Premier $1,000 offer available online

10/16/2022

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  • There were a few new developments for Marriott Bonvoy cobranded credit cards in September. Two new $250 cobranded cards were introduced: Chase Marriott Bonvoy Bountiful Visa Signature and Amex Marriott Bonvoy Bevy Card. They are almost identical in signup bonus (125,000 points), rewards, and perks, except for some Visa/Amex related benefits. However, we won't recommend either except for the signup bonuses because of the lack of good perks. Both offer an annual 85K-point free night when you spend $15,000 per calendar year, not very attractive considering annual fees and the spending requirement. See our reviews for details.
  • Amex also updated Marriott Bonvoy Brilliant Card by increasing the annual fee from $450 to $650 and introducing a few changes: (1) annual free night's cap is increased from 50,000 points to 85,000 points, (2) complimentary Marriott Gold Elite status is replaced by Platinum Elite status (which previously required $75,000 annual spending), (3) annual "earned choice award" for $60K spending is added, (4) annual night credits towards elite status are increased from 15 nights to 25 nights, and (5) annual $300 Marriott statement credits are replaced by $300 dining statement credits (up to $25 monthly credits). In our opinions, the perks are not very impressive considering the high annual fee, especially if you don't stay at Marriott that often.
  • Introduced earlier this year with in-branch only application, Chase Ink Premier BUSINESS Card is finally available online. Note that the Ultimate Rewards points earned from this card cannot be transferred to frequent traveler miles/points or to your other Ultimate Rewards accounts. So you should treat it as a cashback card which offers $1,000 at signup with a $195 annual fee.
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Citi Premier 80K points & Citi AA Platinum Select 75K miles (the best bonuses ever)

6/18/2022

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Citi has brought back the best signup offers ever for two of its popular personal cards:
  • Citi Premier 80,000 ThankYou points :: $95 annual fee ($1,105 in our book), and
  • Citi AAdvantage Platinum Select 75,000 AA miles :: 1st year free ($1,125 in our book.

Chase has increased signup bonus for Sapphire Reserve from 50,000 to 60,000 points, while cutting it down for Sapphire Preferred from 80,000 to 60,000 points.

There are also various other changes in our Promotion page.
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Amex Platinum and Amex Gold signup offers are getting better via referral links (150K + 10x dining for Platinum & 90K + $250 dining for Gold & both are the best ever)

3/18/2022

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It appears that we have seen some best signup bonuses ever on the two very popular Amex charge cards.  These offers are via referral links and now definitely better than the ones on Resy.com (Amex partner website), which again are much better than Amex's own website. Keep in mind that some of these referral links show different results based on your browser setting and sometime simply the time you visit - it is recommended to visit the links in the private browsing mode of your browser; sometimes, you might need to try multiple times to see them; sometimes, clearing caches/history in your browser helps too. 
  • Amex Platinum: 150,000 points ($1,500 in airfare, gift cards, etc., or 150K miles of Avianca, Air Canada, ANA, Singapore, British, Cathay Pacific, Delta, Flying Blue, etc.) after you spend $6,000 within 6 months of new account opening, and 10x points on dining, up to $25,000 in combined purchases, during your first 6 months of card membership. The signup bonus is not available to applicants who have or have had this card.  Yes, the $695 annual fee is not waived for the first year, but you will also receive annual credits over $1,400 (airline incidentals, prepaid Fine Hotels & Resorts or Hotel Collection bookings, CLEAR, Uber / Uber Eats, select entertainment, Equinox, and Saks). I am sure you will recover some or even all parts of the annual fee.
  • Amex Gold: 90,000 points ($900 in airfare, gift cards, etc., or 90K miles of Avianca, Air Canada, ANA, Singapore, British, Cathay Pacific, Delta, Flying Blue, etc.) after your spend $4,000 within 6 months of new account opening and up to $250 in statement credits as 20% back of your restaurant purchases within 12 months of new account opening. The signup bonus is not available to applicants who have or have had this card or Amex Premier Rewards Gold Card. The $250 annual fee is not waived for the first year but might be at least offset partially by the annual $120 Uber credits and $120 dining credits.
As Amex generally only gives you a bonus if you don't or didn't have the same card before (sounds like once in a lifetime), we usually recommend waiting until you find the best deal. And it seems this might be the time for anybody who never had these cards before!
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Two amazing offers for Amex Platinum (150,000 points OR 125,000 points + 10x dining) - which one is better?

3/7/2022

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In 2021, Amex had arguably the best offer ever for its iconic Platinum Card via Resy: 125,000 points with $6K spending requirement + 15x points on dining for the first 6 months.  In 2022, we still have two very amazing offers that are pretty close to historical best:
  • 150,000 points after you spend $6,000 within the first 6 months of new account opening, and 
  • 125,000 points after you spend $6,000 within the first 6 months of new account opening + 10x points on dining for the first 6 months, up to $25,000 in purchase.
​Which one is the better? It obviously depends on how much you spend on dining within 6 months. If you spend $4,000 on dining during that time, with the second offer you will earn 9x extra points on dining and thus a total bonus of 125,000 + 36,000 = 161,000 points, which are a little more than what you will earn with the first offer. However, if you also have an Amex Gold Card, which offers 4x points on dining, you are only earning 6x extra points on dining, which brings the total to be 125,000 + 24,000 = 149,000, just below the first offer. So I will let you do the math yourself to see which one is better.  No matter which one you pick, these are a lot of points - for example, 150,000 Membership Rewards points could be $1,500 in airfare through Amex or 150,000 miles of Avianca, Air Canada, ANA, Singapore, British, Cathay Pacific, Delta, Flying Blue, etc. If you know how to leverage these frequent flyer miles for international long-haul premium cabin awards (business class or first class), you will get potentially huge value out of them. Yes, the $695 annual fee is not waived for the first year, but you will also receive annual credits over $1,400 (airline incidentals, prepaid Fine Hotels & Resorts or Hotel Collection bookings, CLEAR, Uber / Uber Eats, select entertainment, Equinox, and Saks). I am sure you will recover some or even all parts of the annual fee.

The last thing to note is that Amex BUSINESS Platinum Card also offers 150,000 points at this time, but with a much more difficult spending requirement ($15,000 within 3 months).
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Amex Hilton points + free night offers (three cards) & Chase Southwest points + Companion Pass offers (three cards)

2/13/2022

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Amex has introduced some amazing signup offers for its Hilton Honors cobranded credit cards, arguably the best we have seen:
  • Amex Hilton Honors Surpass Card ($95 annual fee): 130,000 points + one free night (our value $775)
  • Amex Hilton Honors Card (no annual fee): 70,000 points + one free night (our value $630)
  • Amex Hilton Honors BUSINESS card: ($95 annual fee): 130,000 points + one free night (our value $775)
  • Note that the high-end Amex Hilton Honors Aspire Card ($450 annual fee, effectively $175) continues to offer 150,000 points + one free weekend night (our value $775), even though the free weekend night upon signup is not advertised as usual.
  • These free night certificate expires after 12 months of issuance.  Hilton's most expensive hotels require 95,000~120,000 points or $400 to over $1,000 in cash per night.  Here are some examples of exceptional redemption for free nights: Waldorf Astoria Maldives, Waldorf Astoria Los Cabos Pedregal, Waldorf Astoria Beverly Hills, Waldorf Astoria Monarch Beach, Waldorf Astoria Amsterdam, Grand Wailea - A Waldorf Astoria Resort, Waldorf Astoria Chicago, Waldorf Astoria Park City (in peak seasons), Conrad Bora Bora Nui, Conrad Maldives Rangali Island, Conrad Koh Samui, Conrad Punta de Mita, Conrad New York Midtown, Conrad Tokyo, Zemi Beach House - LXR Hotels & Resorts, Oceana Santa Monica - LXR Hotels & Resorts, The Biltmore Mayfair - LXR Hotels & Resorts, Cliffrose Springdale - Curio Collection, Hilton Seychelles Labriz, and Hilton Seychelles Northolme. 

Chase has some amazing signup offers too. These offers give you Southwest Companion Pass status through 2/28/2023.  Companion Pass is Southwest's potentially extremely lucrative top-tier elite status that allows you take a companion free of airline charges (not including taxes and government fees) on any Southwest operated flight as many times as you want and is normally achieved by flying 100 qualified one-way segments or earning 125,000 qualifying points in a calendar year. 
  • Chase Southwest Rapid Rewards Plus Visa ($69 annual fee): 30,000 points + Companion Pass through 2/28/2023 after you spend $5,000 within the first 3 months (our value $920)
  • Chase Southwest Rapid Rewards Premier Visa ($99 annual fee): 30,000 points + Companion Pass through 2/28/2023 after you spend $5,000 within the first 3 months (our value $890)
  • Chase Southwest Rapid Rewards Priority Visa ($149 annual fee): 30,000 points + Companion Pass through 2/28/2023 after you spend $5,000 within the first 3 months (our value $840)
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Amazing Marriott Bonvoy co-branded credit card offers (best ever for three cards & second best for one): points & free nights from Amex & Chase

9/28/2021

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Another round of amazing signup offers and this time is for four Marriott Bonvoy co-branded credit cards:
  • Amex Marriott Bonvoy Brilliant Card ($450 annual fee & $300 annual Marriott credit): 150,000 points + one 85K-point free night (our value $1,425) - easily the best offer ever for this product!
  • Amex Marriott Bonvoy BUSINESS Card ($125 annual fee): 125,000 points + two 50K-point free nights (our value $1,413) - easily the best offer ever for this product!
  • Chase Marriott Bonvoy Boundless Visa Card ($99): 125,000 points + one 50K-point free night (our value $1,143).  We consider this as the second best offer ever behind last year's five 50K-point free night offer.
  • Chase Marriott Bonvoy Bold Visa Card (no annual fee): 60,000 points (our value $450) - also the best offer ever on this product.
You might pick one up based on your own situation.  Beware of the rules - read the details on the application page or in our reviews.
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Amex again revamps its iconic Platinum Card with an amazing 125K + 15x points bonus; Chase Aer Lingus or Iberia 100K points with $5K spending; Chase United Business 150K miles with $20K spending

7/4/2021

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There have been quite a few exciting recent offers:
  • The iconic Amex Platinum Card got revamped to increase the annual fee from $550 to $695 and add four new categories of annual credits ($200 for prepaid hotel via Fine Hotels & Resorts or the Hotel Collection, $179 for CLEAR membership, $300 for Equinox memberships, $240 for digital entertainment access).  On top of that, it now comes with an amazing signup bonus of 125,000 points + 15x points on dining & small businesses for 6 months, arguably the best ever in history.  The revamp, however, didn't change its position on our Top 10 List.
  • Amex Business Platinum Card doesn't receive a full revamp with the annual fee being kept at $595 but receives $179 CLEAR credit for free.
  • Following Chase British Visa, now Aer Lingus Visa and Iberia Visa also have a 100,000 point offer with an easy $5,000 spending requirement.  This is also considered the best offer ever on either card.
  • Chase United Business Visa now offers 150,000 miles with a $20K spending requirement within 6 months.  For those who could meet the spending requirement, this is undoubtedly the historical high.
  • Chase United Explorer Visa now offers 70,000 miles with an easy $3K spending requirement.
  • Chase Freedom Flex and Freedom Unlimited have an elevated 20,000 points + 5x on groceries for 12 months offer.

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COVID-19 related temporary credit card benefit summary updated (new Chase mybonus offers)

5/16/2021

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Our featured review is aimed to summarize the temporary credit card benefits during the COVID-19 pandemic and we have some new updates.  The entire post is copied below with the current offers highlighted in cardinal.

Updated May 16, 2021.

COVID-19 has obviously changed consumer behavior in a way that most of us probably would had never anticipated before, and it only makes sense that credit card issuers have been making adjustments accordingly.  This review summarizes all the temporary benefits provided by credit card issuers during this pandemic.  Note that while some benefits are applied automatically, some benefits require activation through a link or via online account.  The current offers are highlighted in cardinal.
​​
American Express
  • For those who open an Amex card (personal or small business) between 12/1/2019 and 5/31/2020, the period to meet spending requirement to receive signup bonus is extended for three months.
  • Platinum Card (personal): (1) Between 5/1/2020 and 12/31/2020, receive up to $320 in statement credits for U.S. wireless phone services & select U.S. streaming services (up to $20 per category per month).  (2) Cardmembers that renew between April and December 2020 will receive $200 in statement credits for Amex Travel (Amex's travel booking portal) between 8/1/2020 and 12/31/2021.  (3) Through 2/5/2021, via Amex Offers, select cardmembers receive "spend $xxx+, get xxx Membership Rewards (MR) points" offers; the bonus points are in addition to the points you already receive from the card; offers are targeted and may vary; for example, one of the best offers is "spend $3,000+, get 3,000 MR points, up to 3 times".  (4) Select cardmembers receive a $100 statement credits for Dell purchases in U.S. between 9/3/2020 and 1/31/2020.  Unlike other benefits that are automatically applied, you need to activate this benefit via Amex Offers in your account.  (5) Between 1/1/2021 and 6/30/2021, receive up to $180 statement credits for PayPal (up to $30 every month).  (6) Receive free Uber Eats Pass membership for 12 months (enroll by 12/31/2021).
  • Business Platinum Card: (1) Receive up to $320 in statement credits for U.S. wireless phone services & U.S. shipping (up to $20 per category per month, between 5/1/2020 and 12/31/2020).  (2) Receive up to additional $200 in statement credits for Dell purchases in U.S. (up to $100 between 5/1/2020 and 6/30/2020; up to $100 between 7/1/2020 and 12/31/2020) - this is on top of the annual $200 Dell credits that are already part of this card's benefits.  (3) Select cardmembers also receive a $200 statement credit when they renew between 5/1/2020 and 12/31/2020.  (4) Between 1/1/2021 and 6/30/2021, earn additional 4x points (for a total of 5x) for wireless, shipping, advertising, gas, and office supplies, up to 80,000 bonus points per category.  You need to activate this benefit via Amex Offers in your account.
  • Gold Card (personal): (1) Through 2/5/2021, via Amex Offers, select cardmembers receive "spend $xxx+, get xxx MR points" offers; the bonus points are in addition to the points you already receive from the card; offers are targeted and may vary; for example, one of the best offers is "spend $5,500+, get 5,500 MR points, up to 3 times".  (2) Receive free Uber Eats Pass membership for 12 months (enroll by 12/31/2021).
  • Green Card (personal): (1) Receive up to $80 in statement credits for U.S. wireless phone services (up to $10 per month, between 5/1/2020 and 12/31/2020).  (2) Through 2/5/2021, via Amex Offers, select cardmembers receive "spend $xxx+, get xxx MR points" offers; the bonus points are in addition to the points you already receive from the card; offers are targeted and may vary.  (3) Receive free Uber Eats Pass membership for 12 months (enroll by 12/31/2021).
  • EveryDay Preferred Card: Through 2/5/2021, via Amex Offers, select cardmembers receive "spend $xxx+, get xxx MR points" offers; the bonus points are in addition to the points you already receive from the card; offers are targeted and may vary; for example, one of the best offers is "spend $1,500+, get 3,000 MR points, up to 3 times".
  • EveryDay Card: Through 2/5/2021, via Amex Offers, select cardmembers receive "spend $xxx+, get xxx MR points" offers; the bonus points are in addition to the points you already receive from the card; offers are targeted and may vary; for example, one of the best offers is "spend $3,500+, get 3,500 MR points, up to 3 times".
  • Several Amex small business cards such as Blue Business Plus: Between 1/1/2021 and 6/30/2021, receive up to $250 statement credits ($25 back on transactions of $500+, up to 10 times).
  • Marriott Bonvoy Brilliant Card: (1) The annual $300 Marriott statement credits can be used towards U.S. restaurants, between 6/1/2020 and 8/31/2020.  (2) Annual free night certificates expiring before 12/11/2020 will be valid until 1/31/2021, and those expiring between 12/11/2020 and 7/31/2021 will be valid until 8/1/2021.  (3) Earn 6x points at U.S. supermarkets, up to $7,500 in purchase, between 5/1/2020 and 7/31/2020.  (4) Earn 10x points at Marriott portfolio hotels & gas & dining, up to $7,500 in purchase in each category, between 8/1/2020 and 10/31/2020 - you need to activate this benefit via Amex Offers in your account.  (5) Earn 7,500 bonus points for each $7,500 spent with the card, up to 75,000 bonus points, between 2/1/2021 and 12/31/2021; you need to activate this benefit via Amex Offers in your account.  (6) Between 2/1/2021 and 12/31/2021, receive up to $220 statement credits for dining ($20 back when you spend $20+ on dining each month) - you need to have this card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  • Marriott Bonvoy Business Card: (1) Select cardmembers receive a $50 statement credit when they renew between 5/1/2020 and 12/31/2020.  (2) Annual free night certificates expiring before 12/11/2020 will be valid until 1/31/2021, and those expiring between 12/11/2020 and 7/31/2021 will be valid until 8/1/2021.  (3) Earn 10x points at Marriott portfolio hotels & gas & dining, up to $7,500 in purchase in each category, between 8/1/2020 and 10/31/2020 - you need to activate this benefit via Amex Offers in your account.  (4) Between 2/1/2021 and 12/31/2021, receive up to $165 statement credits for wireless communication ($15 back when you spend $15+ on wireless each month)  - you need to have this card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  • Hilton Aspire Card: (1) The annual $250 Hilton resort credits can now be used towards U.S. restaurants, between 6/1/2020 and 8/31/2020.  (2) Earn 12x points at U.S. supermarkets between 5/1/2020 and 7/31/2020.  (3) Hilton points earned through this card between 5/1/2020 and 12/31/2020 will be considered base points for qualifying Hilton elite status as well as Lifetime Diamond status.  (4) Unexpired free weekend night certificates as of 5/1/2020 and newer certificates issued through 12/31/2021 will be valid for any night of the week; unexpired free weekend night certificates as of 3/11/2020 and newer certificates issued through 4/30/2020 will be valid until 8/31/2021, those issued between 5/1/2020 and 12/31/2020 will be valid for 24 months (instead of 12 months), and those issued between 1/1/2021 and 12/31/2021 will be valid until 12/31/2022.  (5) Perfect Match via Amex Offers: for $1,000 spent with the card, Hilton will match 1,000 base points (for elite status qualification), up to 30x times, between 8/26/2020 and 12/18/2020.  Register via Amex Offers in your account.  Note that Hilton Aspire already offers complimentary Hilton Diamond status, so this offer will only make sense if you are working towards lifetime status.  In addition, select cardmembers also receive an additional offer with Perfect Match: earn one free night (no category cap & any day of the week) after $5,000 spent with the card.  (6) Between 12/14/2020 and 1/31/2021, as a Hilton Diamond member (by simply having this card), you might gift a year of Hilton Gold status to a person you choose. (7) Earn 10,000 bonus points for each $5,000 spent with the card, up to 100,000 bonus points, between 2/1/2021 and 6/30/2021; you need to activate this benefit via Amex Offers in your account.  (8) Between 2/1/2021 and 12/31/2021, receive up to $220 statement credits for dining ($20 back when you spend $20+ on dining each month) - you need to have this card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  • Hilton Surpass Card: (1) Earn 12x points at U.S. supermarkets between 5/1/2020 and 7/31/2020.  (2) Hilton points earned through this card between 5/1/2020 and 12/31/2020 will be considered base points for qualifying Hilton elite status as well as Lifetime Diamond status.  (3) Unexpired free weekend night certificates as of 5/1/2020 and newer certificates issued through 12/31/2021 will be valid for any night of the week; unexpired free weekend night certificates as of 3/11/2020 and newer certificates issued through 4/30/2020 will be valid until 8/31/2021, those issued between 5/1/2020 and 12/31/2020 will be valid for 24 months (instead of 12 months), and those issued between 1/1/2021 and 12/31/2021 will be valid until 12/31/2022.  (4) Perfect Match via Amex Offers: for $1,000 spent with the card, Hilton will match 1,000 base points (for elite status qualification), up to 30x times, between 8/26/2020 and 12/18/2020.  Register via Amex Offers in your account.  In addition, select cardmembers also receive an additional offer with Perfect Match: earn one free night (no category cap & any day of the week) after $5,000 spent with the card.  (5) Earn 10,000 bonus points for each $5,000 spent with the card, up to 100,000 bonus points, between 2/1/2021 and 6/30/2021; you need to activate this benefit via Amex Offers in your account.  (6) Between 2/1/2021 and 12/31/2021, receive up to $110 statement credits for dining ($10 back when you spend $10+ on dining each month) - you need to have this card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  • Hilton Card (personal): (1) Hilton points earned through this card between 5/1/2020 and 12/31/2020 will be considered base points for qualifying Hilton elite status as well as Lifetime Diamond status.  (2) Earn 10,000 bonus points for each $5,000 spent with the card, up to 100,000 bonus points, between 2/1/2021 and 6/30/2021; you need to activate this benefit via Amex Offers in your account.  (3) Between 2/1/2021 and 12/31/2021, receive up to $55 statement credits for dining ($5 back when you spend $5+ on dining each month) - you need to have this card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  • Hilton Business Card: (1) Select cardmembers receive a $50 statement credit when they renew between 5/1/2020 and 12/31/2020.  (2) Between 2/1/2021 and 12/31/2021, receive up to $110 statement credits for wireless communication ($10 back when you spend $10+ on wireless each month) - you need to have this card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  • Delta SkyMiles Reserve Card, Delta SkyMiles Reserve Business Card: (1) Between 5/31/2020 and 12/31/2020,  select business cardmembers receive a $125 statement credit upon renewal, while select personal cardmembers receive a $100 statement credit upon renewal.  (2) The personal cardmembers earn 4x miles at U.S. supermarkets, between 5/1/2020 and 7/31/2020.  (3) Both versions earn 5x miles on Delta purchases, between 8/17/2020 and 12/31/2020 - you need to activate this benefit via Amex Offers in your account.  (4) Both versions earn 500 miles + 500 Medallion Qualifying Miles (MQM) per each $1,000 spent on the card, up to 25K miles and 25K MQMs, between 8/17/2020 and 12/31/2020 - you need to activate this benefit via Amex Offers in your account.  (5) Between 2/1/2021 and 12/31/2021, receive up to $220 statement credits for dining (personal card) or wireless communication (business card), i.e. $20 back when you spend $20+ on the specific category each month; you need to have the card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  • Delta SkyMiles Platinum Card, Delta SkyMiles Platinum Business Card: (1) Between 5/31/2020 and 12/31/2020, select business cardmembers receive a $75 statement credit upon renewal, while select personal cardmembers receive a $50 statement credit upon renewal.  (2) The personal cardmembers earn 4x miles at U.S. supermarkets, between 5/1/2020 and 7/31/2020.  (3) Both versions earn 5x miles on Delta purchases, between 8/17/2020 and 12/31/2020 - you need to activate this benefit via Amex Offers in your account.  (4) Both versions earn 500 miles + 500 MQMs per each $1,000 spent on the card, up to 25K miles and 25K MQMs, between 8/17/2020 and 12/31/2020 - you need to activate this benefit via Amex Offers in your account.  (5) Between 2/1/2021 and 12/31/2021, receive up to $165 statement credits for dining (personal card) or wireless communication (business card), i.e. $15 back when you spend $15+ on the specific category each month; you need to have the card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  • Delta SkyMiles Gold Card, Delta SkyMiles Gold Business Card: (1) The personal cardmembers earn 4x miles at U.S. supermarkets, between 5/1/2020 and 7/31/2020.  (2) Both versions earn 4x miles at U.S. restaurants and 5x miles on Delta purchases, between 8/17/2020 and 12/31/2020 - you need to activate this benefit at americanexpress.com/deltagoldoffers.  (3) Between 2/1/2021 and 12/31/2021, receive up to $110 statement credits for dining (personal card) or wireless communication (business card), i.e. $10 back when you spend $10+ on the specific category each month; you need to have the card prior to 1/1/2021 and activate this benefit via Amex Offers in your account.
  •  Delta SkyMiles Blue Card : Earn 4x miles at U.S. supermarkets, between 5/1/2020 and 7/31/2020. 

Bank of America
  • Premier Rewards: Receive $50 statement credits for grocery & dining through 12/31/2020.
  • Travel Rewards: You may redeem points for statement credits towards grocery & dining at 1 cent per point value through 12/31/2020 (in addition to the regular travel redemption option at this value).

Barclays
  • Most Barclays cards such as Arrivals cards, AAdvantage Aviator cards, JetBlue cards, Hawaiian Airlines cards, Wyndham cards, Uber card: Between 11/10/2020 and 1/31/2021, select cardmembers (widely targeted via email, no enrollment required) earn up to 60,000 points/miles or $600 cash (10x additional points on everything, up to 10,000 points, and additional 50,000 points when you spend at least a total of $3,000 within this period).

Capital One
  • Venture, VentureOne: (1) Receive 5x miles on Uber Eats between 7/14/2020 and 1/31/2021.  (2) Miles may be redeemed for food delivery, take out, streaming services between 4/1/2020 and 6/30/2021 (extended from 9/30/2020).
  • Spark Miles Business, Spark Miles Select Business: Miles may be redeemed for food delivery, take out, streaming services between 4/1/2020 and 6/30/2021 (extended from 9/30/2020).
  • Savor: (1) Receive 5% cash rewards on Uber Eats between 7/14/2020 and 1/31/2021.  (2) Receive 4% cash rewards on select streaming services (e.g. Netflix, Hulu, Disney+) between 6/30/2020 and 6/30/2021 (extended from 12/31/2020).
  • SavorOne: (1) Receive 5% cash rewards on Uber Eats between 7/14/2020 and 1/31/2021.  (2) Receive 3% cash rewards on select streaming services (e.g. Netflix, Hulu, Disney+) between 6/30/2020 and 6/30/2021 (extended from 12/31/2020).

Chase
  • For those who open a new credit card (personal or small business) between 1/1/2020 and 3/31/2020, the period to meet spending requirements to receive signup bonus is extended for three months.
  • Sapphire Reserve Card: (1) The annual fee will be reduced from $550 to $450 when you renew between 4/1/2020 and 3/31/2021 (extended from 12/31/2020).  (2) The annual $300 travel credit will apply automatically to groceries and gas stations between 6/1/2020 and 12/31/2021 (extended from 12/31/2020, in addition to the regular travel category).  (3) Between 5/31/2020 and 9/30/2021 (extended from 9/30/2020), Ultimate Rewards points can be redeemed in statement credits for groceries & dining & home improvement & eligible charity donations at a fixed value of 1.5 cents per point (in addition to the regular travel category redemption through Chase booking portal).  (4) Between 5/1/2020 and 6/30/2020, earn 5x points on groceries, up to $1,500 in purchases per month.  (5) Between 7/1/2020 and 9/30/2020, (a) earn 10x points on select streaming services*, up to $1,500 in purchases, (b) earn 5x points on gas stations, up to $1,500 in purchases, and (c) earn 5x points on Instacart, up to $3,000 in purchases; *eligible streaming services include Apple Music, Disney+, ESPN+, Fubo TV, Hulu, Netflix, Pandora, Sling, SiriusXM, Spotify, Youtube TV, and Vudu.  (6) Through 9/30/2020, receive up to $50 in statement credits towards Instacart Express membership; Instacart Express membership usually costs either $9.99 per month or $99 per year, and provides the following benefits: (a) zero delivery fees on orders over $35 (typically $3.99-$7.99 per order), (b) reduced service fees (typically 5%), and (c) zero busy pricing fees during peak delivery hours.  (7) Between 11/1/2020 and 4/30/2021, earn 3x points on groceries, up to $1,000 in purchases per month.  (8) Cardmembers also continue to receive the two useful DoorDash benefits that has already existed before the pandemic: (a) one year DoorDash DashPass subscription service for free - activate before 12/31/2021; this subscription service offers zero delivery fee and reduced service fees on food orders over $12 via DoorDash; (b) receive $60 statement credits for DoorDash purchases through 12/31/2020 and another $60 through 12/31/2021.  (9) Cardmembers also receive one year Lyft Pink membership for free (activate before 3/31/2022) and 10x points on Lyft purchase through 3/31/2022.  Lyft Pink (valued at least $199 on paper) offers 15% off every car ride, priority airport pickups, relaxed cancellations, and exclusive savings, with Lyft mobile app.  Effective October 2020, Lyft Pink members also receive GrubHub+ or Seamless+ membership for free.  GrubHub+ or Seamless+, normally costing $9.99 per month, offers unlimited free delivery with orders over $12, exclusive member perks such as free food or discounts, and donation matching, with GrubHub or Seamless mobile app respectively.  (10) Through 12/31/2021, receive $120 statement credits for Peloton membership fees (Peloton Digital $13 per month or Peloton All-Access $39 per month) and 10x points on Peloton purchases over $1,800 (bike, tread, and accessories) up to 50,000 bonus points.
  • Chase Sapphire Preferred: (1) Between 5/31/2020 and 9/30/2021 (extended from 9/30/2020), Ultimate Rewards points can be redeemed in statement credits for groceries & dining & home improvement & eligible charity donations at a fixed value of 1.25 cents per point (in addition to the regular travel category redemption through Chase booking portal).  (2) Earn 3x points on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (3) Between 7/1/2020 and 9/30/2020, (a) earn 5x points on select streaming services, up to $1,500 in purchases, (b) earn 3x points on gas stations, up to $1,500 in purchases, and (c) earn 3x points on Instacart, up to $3,000 in purchases.  (4) Through 9/30/2020, receive up to $50 in statement credits towards Instacart Express membership.  (5) Between 11/1/2020 and 4/30/2021, earn 2x points on groceries, up to $1,000 in purchases per month.  (6) ​Sapphire Preferred cardmembers also continue to receive this DoorDash benefit: one year DoorDash DashPass subscription service for free - activate before 12/31/2021.  (7) Receive 5x points on Lyft purchases through 3/31/2022.  (8) Through 12/31/2021, receive $60 statement credits for Peloton membership fees (Peloton Digital $13 per month or Peloton All-Access $39 per month) and 5x points on Peloton purchases over $1,800 (bike, tread, and accessories) up to 25,000 bonus points.
  • Chase Ink Preferred, Ink Plus: (1) Between 10/1/2020 and 9/30/2021 (extended from 12/31/2020), Ultimate Rewards points can be redeemed in statement credits for eligible online advertising & shipping & eligible charity donations at a fixed value of 1.25 cents per point (in addition to the regular travel category redemption through Chase booking portal).  (2) Receive 5x points on Lyft purchases through 3/31/2022.
  • Chase Freedom Flex, Freedom Unlimited, Freedom: (1) Effective 10/1/2020, with no end date, Ultimate Rewards points can be redeemed in statement credits for eligible charity donations at a fixed value of 1.25 cents per point.  (2) Receive 5x points on Lyft purchases through 3/31/2022.
  • United Club Infinite Card, United Club Card, United Presidential Plus Card: (1) Earn 5x miles on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (2) Select cardmembers receive 5x miles on groceries and gas, up to $1,500 in combined purchases per month, between 8/1/2020 and 9/30/2020.  Unlike other benefits that are automatically applied, you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (3) Select cardmembers receive 5x miles on groceries and Amazon.com, up to $1,500 in combined purchases per month, between 11/1/2020 and 12/31/2020 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (4) Select cardmembers receive 5x miles on groceries & gas & drugstores, up to $1,500 in combined purchases between 1/1/2021 and 3/31/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (5) Select cardmembers receive 5x miles on everything (alternatively, some are targeted for 5x miles on groceries & dining or "spend $6,000 receive 6,000 bonus miles"), up to $1,500 in combined purchases between 4/1/2021 and 6/30/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (6) Select cardmembers receive 5x miles on travel & gas (in addition some are targeted for 6~8 miles on United purchases), up to $1,500 in combined purchases between 5/15/2021 and 8/15/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.
  • United Quest Card: (1) Select cardmembers receive 5x miles on everything (alternatively, some are targeted for 5x miles on groceries & dining or "spend $6,000 receive 6,000 bonus miles"), up to $1,500 in combined purchases between 4/1/2021 and 6/30/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (2) Select cardmembers receive 5x miles on travel & gas (in addition some are targeted for 6~8 miles on United purchases), up to $1,500 in combined purchases between 5/15/2021 and 8/15/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.
  • United Explorer Card, United MileagePlus Select Card: (1) Earn 3x miles on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (2) Select cardmembers receive 5x miles on groceries and gas, up to $1,500 in combined purchases per month, between 8/1/2020 and 9/30/2020 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (3) Select cardmembers receive 5x miles on groceries and Amazon.com, up to $1,500 in combined purchases per month, between 11/1/2020 and 12/31/2020 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (4) Select cardmembers receive 5x miles on groceries & gas & drugstores, up to $1,500 in combined purchases between 1/1/2021 and 3/31/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (5) Select cardmembers receive 5x miles on everything (alternatively, some are targeted for 5x miles on groceries & dining or "spend $6,000 receive 6,000 bonus miles"), up to $1,500 in combined purchases between 4/1/2021 and 6/30/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (6) Select cardmembers receive 5x miles on travel & gas (in addition some are targeted for 6~8 miles on United purchases), up to $1,500 in combined purchases between 5/15/2021 and 8/15/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.
  • Southwest RapidRewards (RR) Plus Visa, Southwest RR Premier Visa, Southwest RR Priority Visa: (1) Earn 3x points on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (2) Select cardmembers receive 5x points on groceries and gas, up to $1,500 in combined purchases per month, between 8/1/2020 and 9/30/2020 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (3) Select cardmembers receive 5x points on groceries and Amazon.com, up to $1,500 in combined purchases per month, between 11/1/2020 and 12/31/2020 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (4) Select cardmembers receive 5x points on groceries & gas & drugstores, up to $1,500 in combined purchases between 1/1/2021 and 3/31/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (5) Select cardmembers receive 5x points on everything (alternatively some are targeted for 5x points on groceries & dining), up to $1,500 in combined purchases between 4/1/2021 and 6/30/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (6) Select cardmembers receive 5x points on travel & gas (in addition some are targeted for 6~8x points on Southwest purchases), up to $1,500 in combined purchases between 5/15/2021 and 8/15/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  
  • British Airways Visa, Iberia Visa, Aer Lingus Visa: (1) Earn 3x points on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (2) Select cardmembers earn 7x points on groceries & gas & dining, up to $1,500 in combined purchases per month, between 8/1/2020 and 9/30/2020 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (3) Select cardmembers receive 5x points on groceries and Amazon.com, up to $1,500 in combined purchases per month, between 11/1/2020 and 12/31/2020 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (4) Select cardmembers receive 15,000 bonus points when spending $5,000 with the card between 1/1/2021 and 3/31/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (5) Select cardmembers receive 5x points on everything (alternatively some are targeted for 5x points on groceries & dining), up to $1,500 in combined purchases between 4/1/2021 and 6/30/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (6) Select cardmembers receive 5x points on travel & gas (in addition some are targeted for 6~8x points on co-branded airlines purchases), up to $1,500 in combined purchases between 5/15/2021 and 8/15/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  
  • Marriott Bonvoy Boundless, Bonvoy Bold, Marriott Rewards Premier: (1) Annual free night certificates (for Marriott Bonvoy Boundless & Marriott Rewards Premier) expiring before 12/11/2020 will be valid until 1/31/2021; those expiring between 12/11/2020 and 7/31/2021 will be valid until 8/1/2021; those issued in 2020 will be valid until 12/31/2021.  (2) Earn 6x points on groceries, up to $6,000 in purchase, between 5/1/2020 and 7/31/2020. (3) Select cardmembers earn 10x points on dining & gas, up to $3,500 in purchase, between 7/15/2020 and 9/30/2020 - you need to activate this offer on Chase website at chase.com/mybonus.  (4) Select cardmembers earn 10x points on Marriott portfolio hotels, up to $3,500 in purchases per month, and 5x points on groceries & Amazon.com, up to $1,500 in combined purchases per month, between 11/1/2020 and 12/31/2020 - you need to activate this offer on Chase website at chase.com/mybonus.  (5) Select cardmembers receive 5x points on groceries & gas & drugstores, up to $1,500 in combined purchases between 1/1/2021 and 3/31/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (6) Select cardmembers receive 5x points on everything (alternatively some are targeted for 5x points on groceries & dining), up to $1,500 in combined purchases between 4/1/2021 and 6/30/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (7) Select cardmembers receive 5x points on travel & gas (in addition some are targeted for 6~8x points on Marriott purchases), up to $1,500 in combined purchases between 5/15/2021 and 8/15/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  
  • World of Hyatt Visa, Hyatt Visa: (1) Annual free night certificates with an expiration date between 3/1/2020 and 12/31/2021 will be valid until 12/31/2021.  (2) Earn 3x points on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (3) Select cardmembers earn 5x points on Amazon.com and 3x points on groceries, up to $1,500 in combined purchases per month, between 11/1/2020 and 12/31/2020 - you need to activate this offer on Chase website at chase.com/mybonus.  (4) Select cardmembers receive 5,000 bonus points when spending $3,000 with the card between 1/1/2021 and 3/31/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (5) Select cardmembers receive 5x points on everything (alternatively some are targeted for 5x points on groceries & dining or "spend $3,000 receive 5,000 bonus points"), up to $1,500 in combined purchases between 4/1/2021 and 6/30/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (6) Select cardmembers receive 5x points on travel & gas (in addition some are targeted for 6~8x points on Hyatt purchases), up to $1,500 in combined purchases between 5/15/2021 and 8/15/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  
  • IHG Rewards Club Premier WEMC, IHG Rewards Club Select MC: (1) Annual free night certificates with an expiration date between 3/1/2020 and 12/31/2020 will be valid until 12/31/2020; newer certificates issued through 12/31/2020 will be valid for 18 months (instead of 12 months).  (2) Earn 3x points on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (3) Select cardmembers earn 5x points or miles on groceries and gas, up to $1,500 in combined purchases per month, between 8/1/2020 and 9/30/2020.  (4) Select cardmembers earn 5x points on Amazon.com and 3x points on groceries, up to $1,500 in combined purchases per month, between 11/1/2020 and 12/31/2020 - you need to activate this offer on Chase website at chase.com/mybonus.  (5) Select cardmembers receive 5x points on groceries & gas & drugstores, up to $1,500 in combined purchases between 1/1/2021 and 3/31/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (6) Select cardmembers receive 5x points on everything (alternatively some are targeted for 5x points on groceries & dining), up to $1,500 in combined purchases between 4/1/2021 and 6/30/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  (7) Select cardmembers receive 5x points on travel & gas (in addition some are targeted for 6~8x points on IHG purchases), up to $1,500 in combined purchases between 5/15/2021 and 8/15/2021 - you need to activate this offer on Chase website via the link in your email or at chase.com/mybonus.  
  • Disney Premier Visa: (1) Earn 3% on groceries, up to $1,500 in purchase per month, between 5/1/2020 and 6/30/2020.  (2) Select cardmembers receive 5% on groceries and gas, up to $1,500 in combined purchases per month, between 8/1/2020 and 9/30/2020 - you need to activate this one on Chase website via the link in your email or at chase.com/mybonus.

 Citi 
  • For those who open a credit card (personal or small business) between 12/1/2019 and 5/31/2020, the period to meet spending requirement to receive signup bonus will be extended for three months.
  • Between 11/24/2020 and 11/30/2020, most Citi personal and business cardmembers will earn 5% cash back as statement credit for online purchases, up to $500 spent, on top of regular rewards.  You need to enroll for this promotion at citi.com/giving.
  • Citi Prestige: (1) The annual $250 travel credits can be used towards groceries & dining, between 5/1/2020 and 12/31/2021 (extended from 12/31/2020). (2) Earn 5x points on online purchases, up to $1,500 spent in this category (in addition to the regular 5x on airlines | travel agencies | dining, 3x on hotels | cruise lines), between 6/2/2020 and 8/31/2020.  (3) Earn 5x points on online & cable & streaming categories, up to $1,500 in combined spending, between 10/1/2020 and 12/31/2020.
  • Citi Premier cardholders who applied on or after April 10, 2020: (1) Effective June 2, 2020, earn 3x points on groceries & dining.  (2) Continue to earn 3x on travel & gas and 2x on entertainment through August 22, 2020.  (3) Effective August 23, 2020, earn 3x on airlines & hotels & gas & groceries & dining and 1x everywhere else.  (4) Effective August 23, 2020, earn $100 annual hotel credits when you purchase a hotel stay $500 or more through ThankYou.com.  (5) Effective April 10, 2021, the fixed value travel redemption will be reduced from 1.25 cents to 1 cent per point.
  • Citi Premier cardholders who applied before April 10, 2020: (1) Effective June 2, 2020, earn 3x points on groceries and dining.  (2) Continue to earn 3x on travel & gas and 2x on entertainment through April 9, 2021.  (3) Effective April 10, 2021, earn 3x on airlines & hotels & gas & groceries & dining and 1x everywhere else.  (4) Effective August 23, 2020, earn $100 annual hotel credits when you purchase a hotel stay $500 or more through ThankYou.com.  (5) Effective April 10, 2021, the fixed value travel redemption will be reduced from 1.25 cents to 1 cent per point.
  • Citi AA Executive: Cardholders that renew after 3/31/2020 receive a $225 statement credit, which equals to half of the annual fee.
  • Citi AA Platinum Select: The annual $125 flight discount certificates (after $20K annual spending) that are expiring between 3/31/2020 and 5/31/2020 will be extended for 6 months.
  • CitiBusiness AA Platinum Select: The annual $99 companion certificates (after $30K annual spending) that are expiring on 12/31/2020 will be extended for 6 months.

HSBC
  • Premier Word Elite MasterCard: (1) Earn 3x points at groceries stores & wholesale clubs & convenience stores between 5/1/2020 and 7/31/2020. (2) You may now use the annual $100 Uber credits towards Uber Eats between 5/1/2020 and 7/31/2020 (regularly this credit can only be used towards Uber ride share service).

U.S. Bank
  • US Bank Altitude Reserve: (1) The annual $325 travel credits can be used towards dining, between 6/1/2020 and 6/30/2021 (extended from 12/31/2020) & this became a permanent feature in 2021.  (2) Earn 3x points on dining (in addition to the regular 3x on travel & mobile wallets), between 6/1/2020 and 6/30/2021 (extended from 12/31/2020).

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