Capital One Venture X is here with a 100K Miles signup bonus and an unmatched 10-5-2 rewards structure, unseating the long-reigning Sapphire Reserve as the new #1 Best Credit Card by Dr. Credit Card

Just a month after hugely improving its Miles program that allows frequent traveler miles/points transfer to 15 partners at 1:1 ratio, Capital One brought us its first ever high-end credit card - Venture X Visa Infinite Card, with the following impressive features:

• A 100K Miles signup bonus after you spend $10,000 within the first 6 months, worth $1,500 based on our current valuation of 1.5 cents per Mile,
• A $395 annual fee, comparable to other high-end cards', which with $300 annual travel credits (requiring bookings through Capital One Travel, valued at $150) and 10K Miles anniversary bonus (valued at $150) effectively becomes $95, the same as the mid-tier Venture Visa Signature Card's,
• An unmatched 10-5-2 earning structure: 10x Miles on hotels & car rentals through Capital One Travel (=15% travel rewards), 5x on airfare through Capital One Travel (=7.5% travel rewards), and 2x everywhere else (=3% travel rewards),
• A long list of high-end perks, including airport lounge access, luxury hotel privileges, rental car elite status, Global Entry or TSA PreCheck credit, 24/7 concierge service, exclusive access to culinary, sports, and music events, and
• A high level of travel & consumer protection, including primary rental car insurance, cellphone protection, $1M travel accident insurance, travel delay, travel cancellation insurance, lost baggage, return protection, extended warranty, and purchase protection. 

No wonder Venture X easily unseated the long-reigning Chase Sapphire Reserve and became the new #1 Best Credit Card by Dr. Credit Card.  Here are the before and after snapshots of our Top 10 list: