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Chase Sapphire Reserve Visa Infinite is finally here with an incredible 100K points bonus and officially rated #1 Best Credit Card by Dr. Credit Card

8/23/2016

4 Comments

 
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The wait is totally worth it!  It has been rumored for several months that Chase would introduce this high-end Sapphire in August with a 100K points signup bonus - and now everything has come true.  Please see our review for the new Sapphire Reserve Visa Infinite for details of this new favorite.  Here is the new card in a nutshell:
  • 100,000 points after spending $4,000 within 3 months of new account opening.
  • The annual fee is $450, but with the annual $300 travel credit that covers all expense in travel category (the industry first), it effectively becomes $150, a merely $55 more than Sapphire Preferred.
  • 3x points on travel and dining - if you spend more than $3,667 per year in the bonus categories, you will beat the $55 difference in annual fees, and choosing the Reserve over Preferred is a no-brainer.
  • Travel perks include Priority Pass Select for airport lounges, hotel privileges at Relais & Chateaux through Visa Infinite and at over 1,000 luxury hotels through Luxury Hotel & Resort Collection and Visa Signature Hotel Collection , Visa Infinite car rental privileges, Global Entry application credit, primary rental car collision coverage, and waived foreign transaction fees, etc.
  • It offers the highest level of consumer and travel protection among all Chase cards.

Sapphire Reserve is now ranked #1 in signup bonus, #3 in rewards, #9 in perks, and #3 in protection, among all credit cards.  By a large margin, it beats Citi Prestige to become the new #1 Best Credit Card by Dr. Credit Card!  Let's look at side-by-side comparison of the old (left) and new (right) lists of Top 10 Best Credit Cards by Dr. Credit Card:
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There are several changes: (1) Chase Sapphire Preferred uncrowns Citi Prestige, while Barclays Arrival Plus WEMC falls off the Top 10 list; (2) Citi ThankYou Premier falls from #2 to #6 due to its disappearing signup bonus; (3) there are some minor adjustments due to some changes in signup bonus and perks.

The last thing to know before applying Sapphire Reserve is that the so-called Chase 5/24 rule seems to be strictly enforced for online applications: if you have 5 or more new accounts opened and shown on your credit report in the past 24 months, including credit cards from all banks, possibly mortgages, loans, lines of credit, and even accounts as authorized users, you will get denied automatically by Chase.  There are reports which indicated (1) applying in Chase branch when you pre-qualifies for the card or (2) applying as a Chase Private Client may bypass the 5/24 rule.

© 2016 DrCreditCard.net  All rights reserved.
4 Comments
Rick
8/24/2016 08:41:31 am

I see no indication of primary rental car coverage. In fact, the discount details for Avis and National indicate the discount applies to base rate only and does not apply to loss damage waiver (insurance)?

Reply
Dr. Credit Card
8/26/2016 07:22:48 am

Please see the Benefit Guide here: https://www.chasebenefits.com/sapphirereserve. On page 2, it says "It is primary coverage which means you do not have to file a claim with any other source of insurance before you can receive coverage under this benefit." The discount and status with car rental companies is through Visa Infinite program - it makes sense that the discount applies to the base rate.

Reply
Dr. Credit Card
8/26/2016 07:23:49 am

When you pay car rentals with Sapphire Reserve, simply decline the loss damage waiver.

Reply
Jacky
9/8/2016 07:18:47 am

May I use points to buy AA tickets?

Reply



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